1 /5 John: AVOID! The monthly fees became exorbitant. Almost $750 a year when I am a home side-business, and was only doing about 20 transactions a year. When attempting to cancel, I was still charged several months later.
I went with Chase and Authorize.net as a GunDealer. I am charged $0 monthly, and still have 2.9%-3.1% fees on the transaction. I am able to accept payment online and through online vendors like GunBroker.