5 /5 Bambi F.: Due to a variety of life circumstances, I found myself considering some serious options for my financial well-being. After much research online I made the difficult decision to file Ch. 7. I was terrified but knew that I could not go on spending my entire paycheck on debt payments while still falling behind. It was taking a serious toll on my mental health, and I was constantly stressed and worried about what would happen when I inevitably began unable to keep up with payments. My credit score was still okay, just barely into the good range, and I was scared for it to drop so I kept making the minimum payments. But try as I might, I couldnt reduce my balances and was barely keeping myself afloat with the payments only covering the interest. My whole life I was taught that if you need to file for bankruptcy, it means you failed, and a huge stigma surrounds it. Despite this, I knew that this was an option I needed to explore, so I took to the internet and did a lot of research. Some of what I found eased my fears, so I decided to begin researching lawyers online as well. I work in the city and began with some of the most heavily advertised lawyers in Orlando, but after a few calls and messages, nobody really reached back out initially in a way that made me feel comfortable, and a couple even made me feel bad about inquiring at all, so I decided to look closer to home. I happened upon Mr. Praver while reading some posts on Facebook (via our friend Google), and I immediately felt that he could be what I was looking for in a lawyer. I reached out via email explaining my situation and he responded back very quickly, within the hour. He was friendly, polite, and extremely knowledgeable right from the start. I had a free consultation during which time he eased my fears and made me feel very comfortable with my decision. He went over my options with me, explained everything very clearly, and never made me feel embarrassed or ashamed. With Roys guidance, I felt confident that this was the right choice for me. I was still nervous and overthinking about what could go wrong, so I sent a few panicked emails after filing and even up until the day before my 341 meeting. Roy was there to answer every email and question I had and put my mind at ease. He handled everything perfectly for me, and I can honestly say that I hope I am never in this position again, but if you ever find yourself feeling similar to what I described above, I highly, highly recommend Mr. Pravers services. You wont regret it! His fee is very reasonable, and with it he handles everything for you. He communicates everything to you well and in an efficient manner. Im now looking forward to a fresh start thanks to the service and guidance I received. Thank you again, Roy, so very much!!