1 /5 Grace Ful: Unfortunately, we reluctantly opted to do business with OneMain Financial and we are paying for our stupid mistake in several ways. 1. Their interest rate is that of a loan shark 2. If your payment is not received right on the first of each month the harassing phone calls begin. This in spite of the fact that I never miss a monthly payment. This company is truly unrelenting in their tactics. They harass you to death then mar your credit with a delinquency. Save yourself money, dignity and peace by avoiding this cutthroat business. My next step is reporting them for their unfair collection practices.