5 /5 Lloyd Segarra Jr: I was a nervous wreck getting into bankruptcy. Everyone I called needed $3,000 up front which I didn’t have. I received an email from Mr Foreman saying he could get it done and I could start with $300 down and a payment plan. I thought it was too good to be true but my options were limited. I took a chance. I spoke with him felt comfortable and we got started. Best decision I made. I probably drove him crazy but he never made me feel that way. In fact when we would speak we would stray off topic talking about any and everything. As long as you follow his instructions provide what is asked it is a smooth process. I’m very thankful to attorney Alvin Foreman and his staff.