5 /5 codgod: I am drowning in debt and my credit score is only 600. I had to use my car as collateral, had to up my insurance, but I was able to get 8.5k. Tanya was an amazing help answering all my questions like what if I miss a payment or run into a situation. I was told if I need to miss a payment they can work with me on it. The interest is really high but they assured me if I can make principle payments it will be fine. I actually got approved for less at first but some strings were pulled to get me more. If you are in a dire situation one main can help get you through it.