5 /5 Jeff Ryman: Kristina got a hold of me a few months ago trying to get my insurance down. I was not happy with the companies I was with she guaranteed me I could get lower rates with her. I was going on a cruise. I told her When I get back, we can work on it. She called me and got me set up. Definitely lowered my Insurance. Very polite courteous awesome all the way around. . Thank you Kristina.